Adverse Action Letter Template

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Updated – 2025 /2026


Notice of Action

The content provided is intended solely as a general example for informational purposes. It does not constitute legal advice and should not be relied upon as a substitute for consulting a qualified attorney experienced in landlord-tenant or employment law. Laws and regulations may vary depending on the jurisdiction, and modifications might be necessary to ensure compliance with local requirements. The use of this example is the user’s responsibility, and no liability is assumed for any errors, omissions, or outcomes resulting from its use without professional legal review.


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PDF

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Sample

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Template


Please note: This is a sample template for an Adverse Action Letter. Variations may be necessary depending on specific circumstances and applicable laws. Adjust the content accordingly.

Sample Adverse Action Letter

Parties:

Applicant Name: Michael Johnson
Address: 789 Pine Road, Springfield, IL 62704

Issuer: Springfield Housing Authority
Address: 100 Main Street, Springfield, IL 62701

Reason for Adverse Action:

We regret to inform you that, based on our review, your application has been denied due to failed background checks and insufficient credit history. This decision aligns with our policies to ensure the safety and well-being of our community.

Notification of Rights:

You have the right to receive a notice of the specific reasons for this decision and to dispute any information considered in the process. Please contact our office at (555) 123-4567 or via email at [email protected] within 30 days to request further information or to exercise your rights.

Additional Information:

  • If you believe this decision was made in error or unlawfully, you may file a complaint with the Illinois Department of Human Rights or relevant agency.
  • This letter does not constitute a reservation or lease agreement.
  • All data used in making this decision was handled in accordance with applicable privacy laws.

Date: ______________________

________________________
Michael Johnson
________________________
Springfield Housing Authority